Document what standard limits may miss
Jewelry, art, collections, wine, equipment, second homes, watercraft, and special construction features may require appraisals, schedules, or specialized policy forms.
Coverage guidance
Insurance for High-Net-Worth Households
Coordinate higher-value property, collections, liability, household, travel, and ownership exposures under one carefully reviewed strategy.
Designed around the client
Insurance for High-Net-Worth Households
Higher-value households can outgrow standard assumptions around replacement cost, valuables, water damage, liability, privacy, household employees, travel, and claim service. The goal is not simply higher limits—it is fewer gaps between policies and assets.
- 01Higher replacement-cost needs
- 02Scheduled valuables and collections
- 03Primary and excess liability coordination
Liability extends beyond the property line
Household employees, boards, trusts, rentals, events, social visibility, and family activities can influence the amount and structure of umbrella or excess protection.
Prepare for the conversation
What to review with Jackie
These details help the agency understand the request, identify missing information, and choose the right next step. Carrier requirements may vary.
- All residences, vehicles, watercraft, collections, jewelry, art, wine, equipment, and other high-value property
- Household employees, boards, trusts, entities, rentals, events, travel, and public-profile exposures
- Primary and excess liability limits, appraisal schedules, replacement-cost assumptions, and loss-prevention services
- Current carrier structure, coverage gaps between policies, claims history, and confidentiality priorities
Need a clear next step?
Start with a conversation.
Jackie’s agency can help identify the right coverage or service path.